YOUR GUIDE TO ECONOMIC FREEDOM
THE PATH TO FINANCIAL INDEPENDENCE

TIME AND MONEY is really two books in one. It provides a simple and precise game plan to reach financial freedom and independence, but also offers a primer for a new way of living that will free you to enjoy your newly earned independence every day of your life.

Part One of the book, Money: Living in Economic Freedom, looks at the cultural and family imprints, emotional and psychological issues that hold us back from being financially free. This is a specific “how to” book that gives you a step by step approach to getting out of debt, paying off your mortgage in six to nine years and then how to invest safely so that you can be financially free in another nine to 12 years. The authors also look at early retirement, financial mistakes, insurance, and estate planning.

Part Two, Time: Living with Simplicity, focuses on how to simplify our lives and how to eliminate the material, time, and relationship junk that drains our energy and prevents us from cultivating healthy and peaceful relationships so we can ultimately enjoy the adventure of life.

In short, TIME AND MONEY offers a philosophy of life and specific guidelines to aid your quest for economic abundance and a healthy relationship to time, as well as insights to help you simplify your life.

About the Authors

KENDRICK (RICK) MERCER is a philosopher and teacher. After graduating from law school, Kendrick (Rick) Mercer went on to practice law in Eugene, Oregon. He later founded the Mercer Company in Santa Barbara, California, that now has $1.8 billion in assets under management and is one of the largest fee-only financial advisory companies in the United States. This incredibly successful consulting business not only focused on financial advice to create economic freedom, but offered a philosophy for amplifying all aspects of their client’s lives. Rick’s unique experiences have allowed him to see life differently from most people. In 1988, Rick founded The Garden Company and has been leading seminars that create contexts where people can discover their own source of joy and fulfillment to live out of their own self-integrity every moment of their lives. Rick and his life partner, Valori (Lori) Wood, live on an island in Lake Pend Oreille in northern Idaho. When not teaching seminars, they sail and travel, and between adventures, they prepare gourmet cuisine and nurture their garden and animals.

DR. ALBERT C. (ACE) GOERIG is a nationally known dentist who has written and lectured on practice and financial management to dentists throughout the country. In 1991, Dr. Goerig retired as a Colonel after twenty years in the United States Army. His interest in finances came from experiencing many misadventures after following the advice of well-meaning financial experts. This all changed when he became one of Kendrick’s clients. Kendrick Mercer taught a simple, safe philosophy of financial planning that was different from all the other “experts.” This approach worked and helped Ace become debt free and quickly reach economic independence while learning to enjoy his new-found wealth and freedom. Because the method was so different from conventional financial advice, and so effective, Dr. Goerig worked with Kendrick in writing the Time and Money book to share these same ideas and a specific game plan with a larger audience. Dr. Goerig lives in Olympia, Washington, with Nancy, his wife of thirty-five years. They have five children. He enjoys traveling, scuba diving, and writing. Please Visit Dr. Goerig's web site: DoctorAce.com